Property & Casualty Actuarial Solutions
Independent actuarial expertise that equips insurance leaders to make confident decisions and manage risk more effectively
Helping insurers, reinsurers, captives and self-insured organizations and other insurance market participants address complex challenges across pricing, reserving, product development, regulation and business performance.
Property & Casualty Actuarial Solutions
What we offer
Insurance leaders make decisions every day that depend on a clear understanding of risk, liabilities and future financial performance. Whether setting rates, assessing reserves, developing new products or responding to regulatory requirements, those decisions need robust actuarial analysis and practical insurance insight.
Davies’ Property & Casualty Actuarial team provides independent actuarial and insurance consulting services across the full insurance lifecycle. We work with insurers, including mutual insurance companies, reinsurers, captives, self-insured organizations, regulators and other insurance market participants, helping clients solve complex business and regulatory challenges through clear, objective advice supported by robust actuarial analysis. We also bring specialist experience supporting professional employer organizations (PEOs) with their actuarial and insurance needs.
Our consultants combine deep technical expertise with a thorough understanding of insurance operations. Our capabilities extend from reserving and pricing through to product and program development, regulatory compliance, data management, analytics and modeling, enterprise risk management, transaction support and expert witness services. We also have extensive experience working directly for insurance regulators across financial examinations, filing reviews and market conduct investigations.
Our services
Reserving & Appointed Actuary services
Independent reserve analyses, Statements of Actuarial Opinion and actuarial support that helps insurers meet financial reporting and regulatory requirements.
Pricing & Ratemaking
Supporting pricing strategy, rate development, predictive modeling and regulatory filings that balance commercial objectives with actuarial discipline.
Product Development, Management & Compliance
Supporting the full product lifecycle, from initial strategy, product design and pricing through to implementation, ongoing management, state filings and regulatory compliance.
Program Administrator & MGA Consulting
Supporting MGAs, MGUs and other program administrators with program development, pricing, carrier submissions, regulatory requirements and implementation.
Regulatory Filings & Compliance
Supporting insurers through product filings, regulatory approvals and changing compliance requirements across multiple jurisdictions.
Analytics & Modeling
Actuarial analytics and modeling that help insurance organizations turn data into actionable insight to support better-informed decisions across pricing, underwriting, claims, product management and other areas of the business.
Enterprise Risk Management
Helping organizations strengthen governance, understand risk exposures and support enterprise risk management and capital decision-making.
Alternative Risk Consulting
Actuarial and insurance consulting for self-insured organizations, captives, risk retention groups and other alternative risk structures, from feasibility and formation through to ongoing program support.
Data Management & Statistical Reporting
Improving the quality, integrity and reporting of insurance data to support better actuarial analysis and business decisions.
Transaction & Business Advisory
Providing actuarial support for acquisitions, due diligence, feasibility studies and strategic business transactions.
Advisory Services for Insurance Regulators
Independent support for insurance regulators across financial examinations, filing reviews and market conduct investigations, drawing on actuarial expertise and extensive regulatory experience.
Expert Witness & Litigation Support
Delivering independent actuarial analysis and expert opinion for litigation, arbitration and regulatory proceedings.
Supporting insurers through every stage of the insurance lifecycle
Our consultants combine actuarial expertise with decades of practical insurance market experience, supporting organizations across virtually every area of property & casualty insurance.
We advise on everything from reserving and pricing through to regulatory examinations, product development, enterprise risk management and strategic transactions. Drawing on experience gained across insurers, mutuals, captives, self-insured organizations and regulatory bodies, we provide advice that is technically rigorous, commercially practical and tailored to each client’s objectives.
As part of Davies, our clients also have access to wider expertise across consulting, claims, technology, audit and delegated authority, enabling multidisciplinary support whenever broader specialist input is required.
