Independent actuarial expertise that makes complex insurance issues clear, credible, and defensible

Insurance disputes frequently involve complex actuarial questions that need to be understood by people who are not actuaries. The underlying analysis must be technically robust, but it also needs to be explained clearly to attorneys, arbitrators, judges, regulators, and other decision-makers.

Davies provides independent expert witness and litigation support across a broad range of property & casualty insurance matters. Our consultants analyze the actuarial issues at the center of a dispute, develop independent opinions, and communicate their findings in clear, accessible language.

Our wider work with insurers and regulators provides practical context for that analysis, helping us assess not only the actuarial methodology involved but also the insurance and regulatory environment in which decisions were made.

Our expert witness and litigation support services include:

• Independent actuarial analysis
• Expert reports and opinions
• Expert testimony
• Reserve and rate disputes
• Solvency-related matters
• Insurance regulatory proceedings
• Arbitration support
• Administrative hearing support
• Review of actuarial methodologies and assumptions
• Technical support for legal teams

Our consultants have provided expert actuarial testimony in insurance department proceedings, rating commission hearings, arbitrations, administrative hearings, civil litigation, and federal tax court. The matters involved have included rates, reserves, financial examinations, solvency, and tort reform across a broad range of property & casualty products.

That breadth of work is particularly valuable when complex actuarial analysis needs to be translated into a clear and persuasive explanation. We understand that an expert’s role is not simply to produce calculations, but to explain the assumptions, methodology, and conclusions in a way that enables others to understand their significance.

We can support legal teams from the early stages of a matter, helping identify the actuarial questions that require investigation, through to independent analysis, expert reporting, and testimony.