Ramu Chandra is a Principal Consultant and Head of Sanctions within Risk & Compliance at Davies. He brings close to three decades of experience across financial services, with deep specialism in OFAC and global sanctions compliance.
Ramu has worked extensively across retail, commercial, investment, correspondent, and digital banks. He also supports fintechs and money services businesses. His background spans senior in‑house leadership roles and independent consulting engagements at global financial institutions. In addition, he has led major sanctions change programmes and supported complex remediation efforts across multiple regulatory environments.
Ramu’s expertise centres on the design, implementation, and enhancement of sanctions screening programmes. He provides subject‑matter leadership across sanctions risk assessments, programme reviews, and regulatory alignment. Furthermore, he specialises in sanctions model development, tuning, and ongoing monitoring. He works closely with model validation teams to meet regulatory expectations, including NYDFS requirements. His work also includes alert‑management optimisation, incorporating secondary sanctions screening and the application of AI and machine‑learning techniques.
Ramu supports clients navigating complex sanctions and financial crime challenges by combining technical rigour with practical delivery. He works hands‑on with client teams to strengthen controls and improve effectiveness. As a result, his engagements focus on achieving regulatory confidence while maintaining operational efficiency.
Beyond his client work, Ramu is active in mentoring. He has also helped establish a community cultural organisation in New Jersey, supporting shared cultural experiences and youth engagement.
