Retail & Business Finance - Davies

Retail & Business Finance

We help banks, lenders, building societies and fintech’s navigate regulatory change, modernise operations, and deliver outstanding customer experiences in a highly competitive retail and business banking landscape.

Who We Are

Retail and business finance is undergoing rapid transformation—driven by rising customer expectations, increased regulatory scrutiny, economic pressure, and accelerating fintech innovation.

We help clients respond with confidence.

As trusted advisors and change partners, our role is to ensure that:

  • Every project is set up to deliver meaningful ROI from day one.
  • Our teams bring deep expertise across retail banking, business finance, operations, risk and technology.
  • We listen and tailor delivery around your commercial priorities.
  • Our pricing is fair, transparent and aligned to outcomes.

Our DNA is built on practitioners who have led complex change across banks, lenders, building societies and specialist providers. We combine this with a complementary suite of consulting, digital, risk, data and change solutions across wider Davies.

We work with institutions of all sizes—from Tier 1 banks to emerging FinTech’s—supporting them through growth, transformation and operational excellence.

What We Do

Why We Are Different

  • Practitioner-Led Delivery – Our teams have sat in senior roles across banking, lending, operations, risk and technology. We bring real-world expertise, not theory.
  • Tailored, High-Impact Teams – We deploy small, experienced teams focused on delivering outcomes at pace.
  • Integrated Capabilities – Our consulting, data, digital, risk, and specialist services give clients true end-to-end transformation support.
  • Deep Industry Understanding – We know the pressures retail banks, building societies, specialist lenders and FinTech’s face – and how to navigate them.
  • Trusted Partnerships – We develop long-standing relationships by listening closely, aligning to strategic goals, and delivering results consistently.

Our Clients

We partner with a wide range of organisations across the Retail & Business Finance ecosystem. Our work spans retail banks, consumer finance providers, building societies, credit unions, specialist lenders, brokers, home and motor finance providers, SME and corporate lenders, credit card issuers, and emerging FinTech’s.

Across this diverse landscape, we help clients enhance customer experience, navigate regulatory change, strengthen risk and compliance, improve operational efficiency, modernise technology and data, and drive sustainable innovation.

Meet the specialists

David Leen Headshot

David Leen

Partner

Case Studies

News & Insights

Get in touch

If you would like to discuss how we can help meet your requirements, discuss a business opportunity or find out more about any aspect of our expertise, events, news or career opportunities, please contact us.