Pricing, Product Development & Compliance

Providing insurance product development, country-wide filings & more to meet your needs

We support all aspects of product development and pricing ranging from design, coordination with sales, connecting with distribution, reinsurance support, or third-party administration. We’re experts in state actuarial memorandums and supporting documentation required to approve your product.

What we offer

Our pricing and product development team can provide services for many product lines, including individual and group products for life and annuity and accident and health.  

How we help clients: 

  • Assumption development (morbidity, mortality, lapses) 
  • Application & underwriting guidelines
  • Premium rate development (including rating tools)
  • Group experience rating
  • Statutory & GAAP profit projections (including tax impact)
  • Calculation of profits & measures
  • Develop state-specific actuarial memorandums
  • Work with state insurance departments  to obtain approvals
  • Work with administrative departments to successfully transition products

Our services

Insurance Product Development: Our consultants are insurance experts who combine a strong actuarial foundation with a thorough understanding of insurance company operations.
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Insurance Product Management: Our product management consultants are ready to help define your products, goals, and marketplace advantages.
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State Filings: The insurance industry is highly regulated. Let our insurance subject matter experts ensure that your product always adheres to the changing insurance environment.
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Regulatory Compliance: Our experienced consultants bring extensive state filing knowledge to your project. We will get approval whether you wish to implement a new product or expand into new territories.
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Contact our team

Ben Cohen

Head of L&H Actuarial Solutions