Experience Analysis & rate Increases

Creating customised and pre-packaged reports for experience, supporting your business with data-driven insights

Our experience in long-term medicare, supplement health, and long-term care increases help companies with rate increase filings, which provides valuable insight and results for your business blocks. We provide detailed experience studies to evaluate the longer-term performance of your company’s mortality, morbidity, lapse, or other measures.

Experience Analysis & Rate Increases

What we offer

Experience Analysis: We have significant experience compiling data into a single source to prepare your experience reporting. Almost every insurance company has complicated systems and voluminous amounts of data on their underlying policyholders, and in some cases, the information is on multiple platforms.
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Rate Increases Filings: We have performed thousands of rate filings for many different companies and product lines, and our years of experience and interaction with insurance departments allows us to provide valuable insights and results for your business blocks.
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Annual Rate Certifications:

  • Long-term care
  • Medicare supplement 
  • Other accident & health 

Contact our team

Ben Cohen

Head of L&H Actuarial Solutions