Actuarial Modeling

Projection models and reporting tools that help drive key business decisions

We provide our clients a clear vision of how their product pricing, experience analysis, and financial projections can be used to drive decisions, report to regulators, or simply to understand company performance.

Valuation, Financial Reporting & Appointed Actuary

What we offer

We have specialists in a wide range of life and health product lines that require actuarial modeling. This modeling might range from projections of new business for initial rate development to complicated testing of an entire company’s reserves using cash flow testing of assets and liabilities. We also have developed custom reporting tools that not only help present financial projections in a format that captures key financial measures, but also can be easily interpreted by senior management.

We use Moody’s GGY AXIS actuarial software to perform most of our modeling. As one of the first consulting firms in the United States to use GGY AXIS, we have a high level of comfort with this platform and have assisted with numerous enhancements and software testing. We can help you convert from other actuarial software or legacy in-house systems to AXIS. 

How we help

We provide pricing projections showing the emergence of profits for new businesses. 

• We conduct asset adequacy testing (cash flow testing) and gross premium valuations. 

• We offer support for GAAP reporting and LDTI (Long Duration Targeted Improvements) accounting standards. 

• We provide reinsurance modeling from a direct or reinsurer’s perspective. 

• We evaluate company budgets for management, regulators, and rating agencies. 

We offer Stochastic Modeling, appraisals, block acquisition, and commission valuations.

Contact our team

Ben Cohen

Head of L&H Actuarial Solutions

Jim Karnow

Senior Actuarial Consultant