We’re pleased to announce that A.M. Associates has re-branded to Davies


Acquired by Davies Group Ltd. in 2018, A.M. Associates Insurance Services Ltd. is a trusted provider of insurance audit and other consulting services to Canadian insurers and Lloyd’s markets. Today, AMA is Canada’s largest insurance audit team, with bilingual services in English and French enabling us to work effectively anywhere in Canada.

The addition of A.M. Associates has strengthened our insurance services offering globally. As of March 7th A.M. Associates will be operating as Davies.


Underwriting and Compliance

Working in both English and French, we conduct underwriting and compliance audits in every region of Canada. Our experience and expertise span a diverse range of portfolios, including Livestock, Accident & Sickness, Aviation, Marine, Species, Professional Liability, Motor Truck Cargo, Logging and other specialty lines as well as the typical range of general commercial and personal property, liability and automobile risks.

Claims Audits

We conduct claims audits on Third Party Administrators and Coverholders or MGAs who hold claim settlement authority. Our claims auditors are independent and objective professionals with no ties to claims management firms.

Run-off Reviews

Run-off audits focus on underwriting practices and risks written immediately prior to the cancellation or lapse of a delegated underwriting authority agreement. Our analysis will include commentary on short- and long-tail liability exposures, if any, as well as an opinion on risk management issues that may impact results.

Earthquake Data Integrity Reviews

This specialized service will allow insurers to establish a confidence level in the quality of EQ data entry on risks written in these regions. The review compares EQ Sums Insured shown on policy documents with EQ Sums Insured reported on bordereaux and in EQ rolling aggregate reports. Actuaries may determine what the tolerance level is for errors in data reporting but we would suggest that anything higher than 5% should be of concern, depending on the values involved.

Pre-Appointment coverholder applicant reviews

We provide detailed reviews of management and business operations as well as an assessment of the applicant’s underwriting and/or claims capabilities to assist in your decision making. Each pre-appointment review is customized to meet the requirements of the client.

Mergers and acquisitions due diligence

We offer due diligence reviews of insurance portfolios for both brokers and insurers when an acquisition is being considered. These reviews are individually tailored to the specific requirements of the acquiring organization.

Independent reviews

We provide clients with ongoing monitoring and assessment of underwriting quality across their portfolio through the completion of online file reviews. Working remotely, our consultants will review a wide cross-section of electronic underwriting files over a time period defined by the client. As part of the review engagement, the consultant is available for follow-up meetings with client underwriters for individual discussion of the review findings.

Custom Service

We are always interested in engaging in unique and specialized projects that draw on the experience and expertise of our team, deploying these talents to your advantage. Three examples: One day audit, ongoing audit and add-ons.

Meet The Team

Robert Dewen

CEO - Insurance Services US

Get In Touch

    What would you like to discuss with us?

    Underwriting and ComplianceClaims AuditsRun-off ReviewsEarthquake Data Integrity ReviewsPre-Appointment coverholder applicant reviewsMergers and acquisitions due diligenceIndependent reviewsCustom Service

    Davies Solutions

    Claims Solutions

    We work with insurers, brokers, MGAs, corporates and public entities to deliver great customer service and improved underwriting performance, through efficient management of the claims process.

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    Insurance Services

    Our Insurance Services capability is deep, but simply defined, with our teams aligned to our core insurance markets: Intermediaries, Insurer & Market and Captives. We work with Lloyd’s syndicates, MGAs, brokers, insurers, reinsurers and international captive owners.

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    We help organizations seeking to harness the power of automation and digital transformation helping them gain competitive edge, to streamline their delivery and service, and to manage operating costs.

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    The service you deliver is integral to the success of your business. With the right technology, Davies can help you to heighten your customer experience, improve underwriting performance, and streamline processes.

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