We’re pleased to announce that Merlinos & Associates has rebranded to Davies.


Actuarial consulting solutions provider Merlinos & Associates is expanding its service offerings by joining global professional services and technology firm Davies. The December 2021 acquisition affords Merlinos the opportunity to increase its resources while continuing to provide the high-quality service clients have grown to expect.

Merlinos, located in metro Atlanta, GA, is a leader in the insurance marketplace, delivering traditional and advanced actuarial consulting services across the property, casualty, health, and disability insurance sectors.

The breadth and depth of our experience consulting for insurers, regulators, and self-insured entities allows us to understand the insurance industry from multiple perspectives. By joining forces with Davies, Merlinos is expanding its insurance services footprint and adopting innovative solutions for a global market.

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Insurance Company Consulting

Whether you need assistance developing and managing a line of insurance, determining the appropriate premium to charge, filing rates with regulators, or knowing how much you should have in reserve, our group of insurance and risk experts can help. More than half of our credentialed actuaries have experience working at P&C and health insurance companies or reinsurance companies prior to joining Merlinos and several in leadership positions at those carriers. We provide services to insurance carriers and state regulators, giving us broad exposure to the realm of pricing, reserving, and products from “both sides of the fence” that is not available to many actuaries. Our clients benefit from our unique and informed perspective.

Program Administration

Our insurance consultants and actuaries fully understand the inner workings of program administrator processes and InsurTech solution providers. We employ consultants that have worked with more than 30 managing general agencies (MGAs), managing general underwriters (MGUs), fronting companies, and more than 10 InsurTech companies. We also facilitate introductions to fronting carriers, reinsurers, InsurTech solution providers, policy administration companies, third-party administrators, audit support providers, and additional experts that are important to the successful implementation and operation of our clients’ insurance programs.

Regulatory Agency Consulting

We assist insurance regulators across the United States with examination assistance, rate filing reviews, legislation and policy analysis, and troubled company assistance. This insight gives us a thorough understanding of the state and regulatory agency property, casualty, and health actuarial needs.

Alternative Risk Consulting

Over the past decade, Merlinos has assisted with the formation and operation of more than 200 alternative risk transfer mechanisms, including captives, risk retention groups, self-insurance funds, and workers’ compensation trusts. This work typically includes feasibility studies, which project the historical claims costs for the parent company while comparing these projections to benchmark rates charged in the competitive market.

Health, LTC, Disability & Employee Benefits

Our health actuarial team has more than 100 years of experience providing actuarial consulting services regarding health insurance, long term care, disability and employee benefits.

Insurance & Risk Management Consulting

We are risk and insurance specialists providing actuarial and risk advice to every corner of the insurance marketplace, from insurers to services providers and regulatory agencies. Our expertise spans the diverse insurance industry landscape.

Predictive Analytics

After you have ensured that you are collecting accurate and relevant data, what is next? Strategic analysis of your data using predictive analytics provides you with information that can give you a competitive advantage and make you more profitable. Our insurance experts provide a variety of analytical services designed to help insurers manage and understand the vast amount of information that they collect to improve product management, claims and underwriting, and marketing and sales.

Meet The Team

Frank Huang

Head of P&C Actuarial Solutions

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