{"id":29390,"date":"2024-12-10T10:20:00","date_gmt":"2024-12-10T15:20:00","guid":{"rendered":"https:\/\/davies-group.com\/northamerica\/?post_type=insurance-services&#038;p=29390"},"modified":"2025-01-06T06:19:17","modified_gmt":"2025-01-06T11:19:17","slug":"lh-actuarial-other-health","status":"publish","type":"insurance-services","link":"https:\/\/davies-group.com\/northamerica\/insurance-services\/actuarial-solutions\/life-health-other-health\/","title":{"rendered":"L&#038;H Actuarial Other Health"},"content":{"rendered":"\n<div class=\"wp-block solutions\">\n\n    \n<span class=\"hero-bg\">\n    <section class=\"solutions-hero-section\"   >\n\n        <div class=\"hero-content\">\n            <h1>Other Health<\/h1>\n            <h2>A wide variety of health-related actuarial services<\/h2>\n            <h3><\/h3>\n\n                            <button type=\"button\" class=\"seablue-button button\"\n                        data-toggle=\"modal\" data-target=\"#freeconsultation\">Get in touch                <\/button>\n            \n        <\/div>\n                                <style>\n                .mask1 {\n                    -webkit-mask-image: url('https:\/\/davies-group.com\/northamerica\/wp-content\/themes\/daviesgroup-na\/assets\/solution-header-mask.svg');\n                    mask-image: url('https:\/\/davies-group.com\/northamerica\/wp-content\/themes\/daviesgroup-na\/assets\/solution-header-mask.svg');\n                    -webkit-mask-repeat: no-repeat;\n                    mask-repeat: no-repeat;\n                    mask-size: cover;\n                }\n            <\/style>\n\n            <div class=\"mask1\">\n                <img decoding=\"async\" src=\"https:\/\/davies-group.com\/northamerica\/wp-content\/uploads\/2024\/09\/shutterstock_763046476-scaled.jpg\" alt=\"\" >\n            <\/div>\n            <\/section>\n<\/span>\n\n    <!-- Hero Form Modal -->\n    <div class=\"modal fade\" id=\"freeconsultation\" tabindex=\"-1\" role=\"dialog\" aria-labelledby=\"freeconsultation\" aria-hidden=\"true\">\n        <div class=\"modal-dialog modal-dialog-centered\" role=\"document\">\n            <div class=\"modal-content mt-2 rounded-lg\">\n                <div class=\"modal-header\">\n                    <h5 class=\"modal-title\">Life &#038; Health Actuarial <\/h5>\n                    <button type=\"button\" class=\"close\" data-dismiss=\"modal\" aria-label=\"Close\">\n                        <span aria-hidden=\"true\">&times;<\/span>\n                    <\/button>\n                <\/div>\n                <div class=\"modal-body\">\n                                        Please complete the form below to connect with a team member                    \n<div class=\"wpcf7 no-js\" id=\"wpcf7-f20432-o1\" lang=\"en-US\" dir=\"ltr\" data-wpcf7-id=\"20432\">\n<div class=\"screen-reader-response\"><p role=\"status\" aria-live=\"polite\" aria-atomic=\"true\"><\/p> <ul><\/ul><\/div>\n<form action=\"\/northamerica\/wp-json\/wp\/v2\/insurance-services\/29390#wpcf7-f20432-o1\" method=\"post\" class=\"wpcf7-form init\" id=\"contactus-LifeHealthActuarial\" aria-label=\"Contact form\" novalidate=\"novalidate\" data-status=\"init\">\n<fieldset class=\"hidden-fields-container\"><input type=\"hidden\" name=\"_wpcf7\" value=\"20432\" \/><input type=\"hidden\" name=\"_wpcf7_version\" value=\"6.1.1\" \/><input type=\"hidden\" name=\"_wpcf7_locale\" value=\"en_US\" \/><input type=\"hidden\" name=\"_wpcf7_unit_tag\" value=\"wpcf7-f20432-o1\" \/><input type=\"hidden\" name=\"_wpcf7_container_post\" value=\"0\" \/><input type=\"hidden\" name=\"_wpcf7_posted_data_hash\" value=\"\" \/><input type=\"hidden\" name=\"_wpcf7_recaptcha_response\" value=\"\" \/>\n<\/fieldset>\n<input class=\"wpcf7-form-control wpcf7-hidden\" value=\"Ben.Cohen@us.davies-group.com\" type=\"hidden\" name=\"destination-email\" \/>\n<input class=\"wpcf7-form-control wpcf7-hidden\" value=\"contactus-Life&amp;HealthActuarial\" type=\"hidden\" name=\"html_id\" \/>\n\n<label> <span class=\"wpcf7-form-control-wrap\" data-name=\"full-name\"><input size=\"40\" maxlength=\"400\" class=\"wpcf7-form-control wpcf7-text wpcf7-validates-as-required\" aria-required=\"true\" aria-invalid=\"false\" placeholder=\"Full Name\" value=\"\" type=\"text\" name=\"full-name\" \/><\/span> <\/label>\n<label> <span class=\"wpcf7-form-control-wrap\" data-name=\"your-company\"><input size=\"40\" maxlength=\"400\" class=\"wpcf7-form-control wpcf7-text wpcf7-validates-as-required\" aria-required=\"true\" aria-invalid=\"false\" placeholder=\"Company\" value=\"\" type=\"text\" name=\"your-company\" \/><\/span> <\/label>\n<label> <span class=\"wpcf7-form-control-wrap\" data-name=\"your-email\"><input size=\"40\" maxlength=\"400\" class=\"wpcf7-form-control wpcf7-email wpcf7-validates-as-required wpcf7-text wpcf7-validates-as-email\" aria-required=\"true\" aria-invalid=\"false\" placeholder=\"Email\" value=\"\" type=\"email\" name=\"your-email\" \/><\/span> <\/label>\n<label> <span class=\"wpcf7-form-control-wrap\" data-name=\"your-telephone\"><input size=\"40\" maxlength=\"400\" class=\"wpcf7-form-control wpcf7-tel wpcf7-text wpcf7-validates-as-tel\" aria-invalid=\"false\" placeholder=\"Phone\" value=\"\" type=\"tel\" name=\"your-telephone\" \/><\/span> <\/label>\n<label> <span class=\"wpcf7-form-control-wrap\" data-name=\"your-position\"><input size=\"40\" maxlength=\"400\" class=\"wpcf7-form-control wpcf7-text wpcf7-validates-as-required\" aria-required=\"true\" aria-invalid=\"false\" placeholder=\"Job Title\" value=\"\" type=\"text\" name=\"your-position\" \/><\/span> <\/label>\n<label> <span class=\"wpcf7-form-control-wrap\" data-name=\"your-message\"><textarea cols=\"40\" rows=\"10\" maxlength=\"2000\" class=\"wpcf7-form-control wpcf7-textarea\" aria-invalid=\"false\" placeholder=\"Message\" name=\"your-message\"><\/textarea><\/span>  <\/label>\n\n<div class=\"form-selection\">\n  <p>What would you like to discuss with us?<\/p>\n<span class=\"wpcf7-form-control-wrap\" data-name=\"service_choices_solutions\"><span class=\"wpcf7-form-control wpcf7-checkbox wpcf7-validates-as-required\"><span class=\"wpcf7-list-item first\"><input type=\"checkbox\" name=\"service_choices_solutions[]\" value=\"Life &amp; Health Actuarial\" \/><span class=\"wpcf7-list-item-label\">Life &amp; Health Actuarial<\/span><\/span><span class=\"wpcf7-list-item last\"><input type=\"checkbox\" name=\"service_choices_solutions[]\" value=\"Other\" \/><span class=\"wpcf7-list-item-label\">Other<\/span><\/span><\/span><\/span>\n  \n<\/div>\n<span id=\"wpcf7-69d6d49c49148-wrapper\" class=\"wpcf7-form-control-wrap website-329-wrap\" ><input type=\"hidden\" name=\"website-329-time-start\" value=\"1775686812\"><input type=\"hidden\" name=\"website-329-time-check\" value=\"4\"><label for=\"wpcf7-69d6d49c49148-field\" class=\"hp-message\">Please leave this field empty.<\/label><input id=\"wpcf7-69d6d49c49148-field\"  placeholder=\"Add comment\"  class=\"wpcf7-form-control wpcf7-text\" type=\"text\" name=\"website-329\" value=\"\" size=\"40\" tabindex=\"-1\" autocomplete=\"off\" \/><\/span>\n<div class=\"button-left\"><button type=\"submit\" class=\"salmon-button has-spinner\" id=\"submitbutton\">Submit<\/button><\/div><div class=\"wpcf7-response-output\" aria-hidden=\"true\"><\/div>\n<\/form>\n<\/div>\n                <\/div>\n                <div class=\"modal-footer\">\n                    <button type=\"button\" class=\"seablue-button button\" data-dismiss=\"modal\">Close<\/button>\n                <\/div>\n            <\/div>\n        <\/div>\n    <\/div><!-- end of Hero Form modal -->\n\n        <section class=\"solutions-module-one\">\n        \n                <div class=\"module-one-sub-heading\">Meeting the Complexities of Healthcare Compliance &#038; Risk <\/div>\n        <div class=\"text-columns-section\">\n                                    \n                    <div class=\"module-one-text-left\"><p><span class=\"TextRun SCXW58520233 BCX0\" lang=\"EN-US\" xml:lang=\"EN-US\" data-contrast=\"auto\"><span class=\"NormalTextRun SCXW58520233 BCX0\">We offer<\/span><span class=\"NormalTextRun SCXW58520233 BCX0\"> captive insurance feasibility studies, Mental Health Parity and Non-Quantitative Treatment Limitations (NQTL), Managing General Underwriter (MGU) support, and health litigation support.<\/span><\/span><span class=\"EOP SCXW58520233 BCX0\" data-ccp-props=\"{}\">\u00a0<\/span><\/p>\n<\/div>\n\n                                            <\/div>\n\n    <\/section>\n    \n    \n\n        <section class=\"module-three-accordion-section\">\n        \n        <div class=\"mod-three-container\">\n\n            <div class=\"mod-three-left\" style=\"background-image: url('  https:\/\/davies-group.com\/northamerica\/wp-content\/uploads\/2024\/08\/shutterstock_1272462163-1-scaled-1.jpg') \">\n                <!-- Background image container -->\n            <\/div>\n\n\n            <div class=\"mod-three-right\">\n                                    <h3>Our Services<\/h3>\n                \n                <div class=\"accordions\">\n\n                                            <div class=\"single-accordion\">\n                            <div class=\"accordion-button\">\n                                                                    <h4>Medical Sharing Ministries <\/h4>\n                                                            <\/div>\n\n                            <div class=\"accordion-content panel\">\n                                                                    <p><span class=\"TextRun SCXW206780065 BCX0\" lang=\"EN-US\" xml:lang=\"EN-US\" data-contrast=\"auto\"><span class=\"NormalTextRun SCXW206780065 BCX0\">Medical sharing ministries have unique actuarial needs that Davies actuaries can support. We have experience working with ministries of <\/span><span class=\"NormalTextRun SCXW206780065 BCX0\">different sizes<\/span><span class=\"NormalTextRun SCXW206780065 BCX0\"> and can provide necessary services, such as product developmen<\/span><span class=\"NormalTextRun SCXW206780065 BCX0\">t, unpaid shared claim analysis, and operational consulting.<\/span><\/span><span class=\"EOP SCXW206780065 BCX0\" data-ccp-props=\"{}\">\u00a0<\/span><\/p>\n                                                            <\/div>\n                        <\/div>\n\n                                            <div class=\"single-accordion\">\n                            <div class=\"accordion-button\">\n                                                                    <h4>Captive Insurance Feasibility Studies <\/h4>\n                                                            <\/div>\n\n                            <div class=\"accordion-content panel\">\n                                                                    <p><span data-contrast=\"auto\">Captive insurance feasibility studies determine which uninsured risks exist and whether forming a captive insurance company is the best course of action for risk mitigation. Using statistical models, we analyze and review historical data to make predictions.\u00a0<\/span><span data-ccp-props=\"{}\">\u00a0<\/span><\/p>\n<p><span data-contrast=\"auto\">Based on the actuarial analysis, pro forma financial statements are drafted to demonstrate how five and 10-year historical losses compare, predicting how future captives will perform. This data informs the program design to ensure the appropriate funding for the desired coverage.<\/span><span data-ccp-props=\"{}\">\u00a0<\/span><\/p>\n                                                            <\/div>\n                        <\/div>\n\n                                            <div class=\"single-accordion\">\n                            <div class=\"accordion-button\">\n                                                                    <h4>Mental Health Parity &#038; Non-Quantitative Treatment Limitations <\/h4>\n                                                            <\/div>\n\n                            <div class=\"accordion-content panel\">\n                                                                    <p><span class=\"TextRun SCXW22827388 BCX0\" lang=\"EN-US\" xml:lang=\"EN-US\" data-contrast=\"auto\"><span class=\"NormalTextRun SCXW22827388 BCX0\">The Mental Health Parity and Addiction Equity Act (MHPAEA) aims to ensure your employees have access to mental health and substance use disorder (MH\/SUD) benefits at a level that is not more restrictive than the health plan\u2019s medical or surgical benefits coverage. Demonstrating compliance, especially around (NQTLs), can be a significant hurdle, and our consultants provide analysis of self-insured group medical plans to test for MHPAEA compliance for NQTL and Quantitative Treatment Limitations (QTL).<\/span><\/span><span class=\"EOP SCXW22827388 BCX0\" data-ccp-props=\"{}\">\u00a0<\/span><\/p>\n                                                            <\/div>\n                        <\/div>\n\n                                            <div class=\"single-accordion\">\n                            <div class=\"accordion-button\">\n                                                                    <h4>MGU Actuarial Support <\/h4>\n                                                            <\/div>\n\n                            <div class=\"accordion-content panel\">\n                                                                    <p><span class=\"TextRun SCXW174930251 BCX0\" lang=\"EN-US\" xml:lang=\"EN-US\" data-contrast=\"auto\"><span class=\"NormalTextRun SCXW174930251 BCX0\">Davies actuaries can provide comprehensive actuarial support to MGU&#8217;s that issue medical stop loss insurance coverage to self-insureds. Our services include rate analysis, reserve studies, and regulatory support<\/span><span class=\"NormalTextRun SCXW174930251 BCX0\">.<\/span><\/span><span class=\"EOP SCXW174930251 BCX0\" data-ccp-props=\"{}\">\u00a0<\/span><\/p>\n                                                            <\/div>\n                        <\/div>\n\n                                            <div class=\"single-accordion\">\n                            <div class=\"accordion-button\">\n                                                                    <h4>Health Actuarial Litigation Support <\/h4>\n                                                            <\/div>\n\n                            <div class=\"accordion-content panel\">\n                                                                    <p><span data-contrast=\"auto\">We provide litigation consulting related to troubled health insurance companies in receivership. These responsibilities include, but are not limited to:<\/span><span data-ccp-props=\"{}\">\u00a0<\/span><\/p>\n<ul>\n<li data-leveltext=\"\uf0b7\" data-font=\"Symbol\" data-listid=\"37\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;\uf0b7&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" aria-setsize=\"-1\" data-aria-posinset=\"1\" data-aria-level=\"1\"><span data-contrast=\"auto\">Analyzing the Legal Liability of Outside Actuarial Consultants<\/span><span data-ccp-props=\"{&quot;134233279&quot;:true}\">\u00a0<\/span><\/li>\n<\/ul>\n<ul>\n<li data-leveltext=\"\uf0b7\" data-font=\"Symbol\" data-listid=\"37\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;\uf0b7&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" aria-setsize=\"-1\" data-aria-posinset=\"2\" data-aria-level=\"1\"><span data-contrast=\"auto\">Assist State Insurance Departments<\/span><span data-ccp-props=\"{&quot;134233279&quot;:true}\">\u00a0<\/span><\/li>\n<\/ul>\n<ul>\n<li data-leveltext=\"\uf0b7\" data-font=\"Symbol\" data-listid=\"37\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;\uf0b7&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" aria-setsize=\"-1\" data-aria-posinset=\"3\" data-aria-level=\"1\"><span data-contrast=\"auto\">Assessment of Professional Liability<\/span><span data-ccp-props=\"{&quot;134233279&quot;:true}\">\u00a0<\/span><\/li>\n<\/ul>\n<ul>\n<li data-leveltext=\"\uf0b7\" data-font=\"Symbol\" data-listid=\"37\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;\uf0b7&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" aria-setsize=\"-1\" data-aria-posinset=\"4\" data-aria-level=\"1\"><span data-contrast=\"auto\">Assisting With Due Diligence Teams for Insurance Company Buyers<\/span><span data-ccp-props=\"{&quot;134233279&quot;:true}\">\u00a0<\/span><\/li>\n<\/ul>\n                                                            <\/div>\n                        <\/div>\n\n                    \n                <\/div>\n            <\/div>\n\n        <\/div>\n\n    <\/section>\n    \n        <section class=\"module-four-our-services\">\n            <div class=\"mod-four-container\">\n                    <h3>Our Services<\/h3>\n        \n\n                                <div class=\"service-boxes\">\n            \n                        <a href=\"https:\/\/davies-group.com\/northamerica\/insurance-services\/actuarial-solutions\/life-health-product-lines\/\" target=\"_blank\">\n                            <div class=\"service-box\"  >\n                                                                    <h4>Product Lines<\/h4>\n                                                            <\/div>\n                        <\/a>\n\n            \n                        <a href=\"https:\/\/davies-group.com\/northamerica\/insurance-services\/actuarial-solutions\/life-health-valuation-financial-reporting-actuarial-modeling\/\" target=\"_blank\">\n                            <div class=\"service-box\"  >\n                                                                    <h4>Valuation, Financial Reporting &#038; Appointed  Actuary<\/h4>\n                                                            <\/div>\n                        <\/a>\n\n            \n                        <a href=\"https:\/\/davies-group.com\/northamerica\/insurance-services\/actuarial-solutions\/life-health-experience-analysis-rate-increases\/\" target=\"_blank\">\n                            <div class=\"service-box\"  >\n                                                                    <h4>Experience Analysis &#038; Rate Increases<\/h4>\n                                                            <\/div>\n                        <\/a>\n\n            \n                        <a href=\"https:\/\/davies-group.com\/northamerica\/insurance-services\/actuarial-solutions\/life-health-pricing-product-development-compliance\/\" target=\"_blank\">\n                            <div class=\"service-box\"  >\n                                                                    <h4>Pricing, Product Development &#038; Compliance  <\/h4>\n                                                            <\/div>\n                        <\/a>\n\n            \n                        <a href=\"https:\/\/davies-group.com\/northamerica\/insurance-services\/actuarial-solutions\/life-health-self-insured-major-medical-insurance\/\" target=\"_blank\">\n                            <div class=\"service-box\"  >\n                                                                    <h4>Self-Insured Major-Medical Insurance<\/h4>\n                                                            <\/div>\n                        <\/a>\n\n            \n                        <a href=\"https:\/\/davies-group.com\/northamerica\/insurance-services\/actuarial-solutions\/life-health-other-services\/\" target=\"_blank\">\n                            <div class=\"service-box\"  >\n                                                                    <h4>Other Services<\/h4>\n                                                            <\/div>\n                        <\/a>\n\n            \n                        <a href=\"https:\/\/davies-group.com\/northamerica\/insurance-services\/actuarial-solutions\/life-health-commissions-valuations\/\" target=\"_blank\">\n                            <div class=\"service-box\"  >\n                                                                    <h4>Commissions &#038; Valuations <\/h4>\n                                                            <\/div>\n                        <\/a>\n\n                            <\/div>\n            \n    <\/div>\n    <\/section>\n    \n\n        <section class=\"module-five-meet-the-team\">\n\n                    <div class=\"team-bg\">\n                <section class=\"team-section-acquisitions\">\n                    <div class=\"team-container\">\n                                                <h3 class=\"meet-team-title\">Key Contacts<\/h3>\n                        <div class=\"teamslider-solutions\">\n                                                            <div>\n                                    <div class=\"team-slide\">\n                                        <span class=\"team-photo\" style=\"background-image: url('https:\/\/davies-group.com\/northamerica\/wp-content\/uploads\/2022\/08\/Michael-Berman.png'); \"><\/span>\n\n                                        <div class=\"team-icons\">\n\n                                            \n                                                                                            <a class=\"email-address\" href=\"mailto:Michael.Berman@us.davies-group.com \">\n                                                    <img decoding=\"async\" src=\"\/northamerica\/wp-content\/themes\/daviesgroup-na\/assets\/images\/email-icon.png\" alt=\"email icon\">\n                                                <\/a>\n                                            \n                                        <\/div>\n\n                                        <h2 class=\"team-name\">Michael Berman<\/h2>\n                                        <h2 class=\"job-title\">Director of Actuarial Solutions<\/h2>\n\n                                    <\/div>\n                                <\/div>\n                                                    <\/div>\n\n                    <\/div>\n                <\/section><!-- end team section -->\n            <\/div> <!-- end team-bg -->\n        \n    <\/section>\n    \n\n    <!--latest insights - blog\/case study section -->\n        <section class=\"module-six-latest-insights\">\n\n                    <h3>Latest Insights<\/h3>\n        \n    \n    <ul class=\"posts-container\">\n                    \n                                <li class=\"post-card\"  style=\"background-image: linear-gradient(180deg, rgba(255,255,255,0), #114b5f), url(https:\/\/davies-group.com\/northamerica\/wp-content\/uploads\/2022\/06\/Our-Staffing-Model-1.png);\" >\n                    <a class=\"display-block\" href=\"https:\/\/davies-group.com\/northamerica\/case-study\/our-staffing-model-brings-dedicated-caseload-team-to-tennessee-and-kentucky-generating-over-1000-claims\/\">\n                        <div class=\"post-permalink\">\n\n                                                            CASE STUDY <br>\n                            \n                        <\/div>\n                        <div class=\"post-title-box\">\n                            <h3 class=\"post-title\">\n                                Our Staffing Model Brings Dedicated Caseload Team to Tennessee and Kentucky Generating Over 1,000 claims                            <\/h3>\n                            <p>Learn more ><\/p>\n                        <\/div>\n                    <\/a>\n                <\/li>\n                    \n                    \n                                <li class=\"post-card\"  style=\"background-image: linear-gradient(180deg, rgba(255,255,255,0), #114b5f), url(https:\/\/davies-group.com\/northamerica\/wp-content\/uploads\/2021\/10\/Digital-Innovation-Blog-Images@2x.jpeg);\" >\n                    <a class=\"display-block\" href=\"https:\/\/davies-group.com\/northamerica\/technology\/digital-innovation\/blog\/do-you-have-a-human-intelligence-strategy\/\">\n                        <div class=\"post-permalink\">\n\n                                                            BLOG <br>\n                            \n                                                    <\/div>\n\n                        <div class=\"post-title-box\">\n                            <h3 class=\"post-title\">\n                                Do you have a human intelligence strategy?                            <\/h3>\n                            <p>Learn more ><\/p>\n                        <\/div>\n                    <\/a>\n                <\/li>\n            \n                                <li class=\"post-card\"  style=\"background-image: linear-gradient(180deg, rgba(255,255,255,0), #114b5f), url(https:\/\/davies-group.com\/northamerica\/wp-content\/uploads\/2021\/10\/Davies-reveals-how-COVID-19-has-changed-uptake-and-demand-for-virtual-adjusting-technology@2x-1.jpg);\" >\n                    <a class=\"display-block\" href=\"https:\/\/davies-group.com\/northamerica\/technology\/claims-management\/blog\/davies-reveals-how-covid-19-has-changed-uptake-and-demand-for-virtual-adjusting-technology\/\">\n                        <div class=\"post-permalink\">\n\n                                                            BLOG <br>\n                            \n                                                    <\/div>\n\n                        <div class=\"post-title-box\">\n                            <h3 class=\"post-title\">\n                                Davies reveals how COVID-19 has changed uptake and demand for virtual adjusting technology                            <\/h3>\n                            <p>Learn more ><\/p>\n                        <\/div>\n                    <\/a>\n                <\/li>\n            \n                                <li class=\"post-card\"  style=\"background-image: linear-gradient(180deg, rgba(255,255,255,0), #114b5f), url(https:\/\/davies-group.com\/northamerica\/wp-content\/uploads\/2021\/10\/Eight-VoC-pitfalls-that-could-undermine-all-your-good-intentions-for-CX-improvement@2x.jpg);\" >\n                    <a class=\"display-block\" href=\"https:\/\/davies-group.com\/northamerica\/technology\/customer-experience\/blog\/voice-of-the-customer-pitfalls\/\">\n                        <div class=\"post-permalink\">\n\n                                                            BLOG <br>\n                            \n                                                    <\/div>\n\n                        <div class=\"post-title-box\">\n                            <h3 class=\"post-title\">\n                                Eight \u2018Voice of the Customer\u2019 pitfalls that could undermine all your good intentions for CX improvement                            <\/h3>\n                            <p>Learn more ><\/p>\n                        <\/div>\n                    <\/a>\n                <\/li>\n                        \n        <\/ul>\n\n    <\/section>\n\n    \n\n        <section id=\"free-consultation\" class=\"module-seven-form\">\n        <div class=\"form-container\">\n                <div class=\"left-form\">\n                    Discover Davies\n                <\/div>\n\n                <div class=\"right-form\">\n                    <button type=\"button\" class=\"seablue-button button\" data-toggle=\"modal\" data-target=\"#freeconsultation-footer\">Contact Us                    <\/button>\n\n                    \n\n                <\/div>\n        <\/div>\n\n        <!-- Free Consultation Modal -->\n        <div class=\"modal fade\" id=\"freeconsultation-footer\" tabindex=\"-1\" role=\"dialog\" 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