{"id":29388,"date":"2024-12-10T10:11:07","date_gmt":"2024-12-10T15:11:07","guid":{"rendered":"https:\/\/davies-group.com\/northamerica\/?post_type=insurance-services&#038;p=29388"},"modified":"2024-12-11T14:27:00","modified_gmt":"2024-12-11T19:27:00","slug":"lh-actuarial-commissions-valuations","status":"publish","type":"insurance-services","link":"https:\/\/davies-group.com\/northamerica\/insurance-services\/actuarial-solutions\/life-health-commissions-valuations\/","title":{"rendered":"L&#038;H Actuarial Commissions &#038; Valuations"},"content":{"rendered":"\n<div class=\"wp-block solutions\">\n\n    \n<span class=\"hero-bg\">\n    <section class=\"solutions-hero-section\"   >\n\n        <div class=\"hero-content\">\n            <h1>Commissions &#038; Valuations <\/h1>\n            <h2>Valuing renewal commission streams for agents, insurance companies, banks &#038; other investors <\/h2>\n            <h3><\/h3>\n\n                            <button type=\"button\" class=\"seablue-button button\"\n                        data-toggle=\"modal\" data-target=\"#freeconsultation\">Get in touch                <\/button>\n            \n        <\/div>\n                                <style>\n                .mask1 {\n                    -webkit-mask-image: url('https:\/\/davies-group.com\/northamerica\/wp-content\/themes\/daviesgroup-na\/assets\/solution-header-mask.svg');\n                    mask-image: url('https:\/\/davies-group.com\/northamerica\/wp-content\/themes\/daviesgroup-na\/assets\/solution-header-mask.svg');\n                    -webkit-mask-repeat: no-repeat;\n                    mask-repeat: no-repeat;\n                    mask-size: cover;\n                }\n            <\/style>\n\n            <div class=\"mask1\">\n                <img decoding=\"async\" src=\"https:\/\/davies-group.com\/northamerica\/wp-content\/uploads\/2024\/09\/shutterstock_763046476-scaled.jpg\" alt=\"\" >\n            <\/div>\n            <\/section>\n<\/span>\n\n    <!-- Hero Form Modal -->\n    <div class=\"modal fade\" id=\"freeconsultation\" tabindex=\"-1\" role=\"dialog\" aria-labelledby=\"freeconsultation\" aria-hidden=\"true\">\n        <div class=\"modal-dialog modal-dialog-centered\" role=\"document\">\n            <div class=\"modal-content mt-2 rounded-lg\">\n                <div class=\"modal-header\">\n                    <h5 class=\"modal-title\">Life &#038; Health Actuarial <\/h5>\n                    <button type=\"button\" class=\"close\" data-dismiss=\"modal\" aria-label=\"Close\">\n                        <span aria-hidden=\"true\">&times;<\/span>\n                    <\/button>\n                <\/div>\n                <div class=\"modal-body\">\n                                        Please complete the form below to connect with a team member                    \n<div class=\"wpcf7 no-js\" id=\"wpcf7-f20432-o1\" lang=\"en-US\" dir=\"ltr\" data-wpcf7-id=\"20432\">\n<div class=\"screen-reader-response\"><p role=\"status\" aria-live=\"polite\" aria-atomic=\"true\"><\/p> <ul><\/ul><\/div>\n<form action=\"\/northamerica\/wp-json\/wp\/v2\/insurance-services\/29388#wpcf7-f20432-o1\" method=\"post\" class=\"wpcf7-form init\" id=\"contactus-LifeHealthActuarial\" aria-label=\"Contact form\" novalidate=\"novalidate\" data-status=\"init\">\n<fieldset class=\"hidden-fields-container\"><input type=\"hidden\" name=\"_wpcf7\" value=\"20432\" \/><input type=\"hidden\" name=\"_wpcf7_version\" value=\"6.1.1\" \/><input type=\"hidden\" name=\"_wpcf7_locale\" value=\"en_US\" \/><input type=\"hidden\" name=\"_wpcf7_unit_tag\" value=\"wpcf7-f20432-o1\" \/><input type=\"hidden\" name=\"_wpcf7_container_post\" value=\"0\" \/><input type=\"hidden\" name=\"_wpcf7_posted_data_hash\" value=\"\" \/><input type=\"hidden\" name=\"_wpcf7_recaptcha_response\" value=\"\" \/>\n<\/fieldset>\n<input class=\"wpcf7-form-control wpcf7-hidden\" value=\"Ben.Cohen@us.davies-group.com\" type=\"hidden\" name=\"destination-email\" \/>\n<input class=\"wpcf7-form-control wpcf7-hidden\" value=\"contactus-Life&amp;HealthActuarial\" type=\"hidden\" name=\"html_id\" \/>\n\n<label> <span class=\"wpcf7-form-control-wrap\" data-name=\"full-name\"><input size=\"40\" maxlength=\"400\" class=\"wpcf7-form-control wpcf7-text wpcf7-validates-as-required\" aria-required=\"true\" aria-invalid=\"false\" placeholder=\"Full Name\" value=\"\" type=\"text\" name=\"full-name\" \/><\/span> <\/label>\n<label> <span class=\"wpcf7-form-control-wrap\" data-name=\"your-company\"><input size=\"40\" maxlength=\"400\" class=\"wpcf7-form-control wpcf7-text wpcf7-validates-as-required\" aria-required=\"true\" aria-invalid=\"false\" placeholder=\"Company\" value=\"\" type=\"text\" name=\"your-company\" \/><\/span> <\/label>\n<label> <span class=\"wpcf7-form-control-wrap\" data-name=\"your-email\"><input size=\"40\" maxlength=\"400\" class=\"wpcf7-form-control wpcf7-email wpcf7-validates-as-required wpcf7-text wpcf7-validates-as-email\" aria-required=\"true\" aria-invalid=\"false\" placeholder=\"Email\" value=\"\" type=\"email\" name=\"your-email\" \/><\/span> <\/label>\n<label> <span class=\"wpcf7-form-control-wrap\" data-name=\"your-telephone\"><input size=\"40\" maxlength=\"400\" class=\"wpcf7-form-control wpcf7-tel wpcf7-text wpcf7-validates-as-tel\" aria-invalid=\"false\" placeholder=\"Phone\" value=\"\" type=\"tel\" name=\"your-telephone\" \/><\/span> <\/label>\n<label> <span class=\"wpcf7-form-control-wrap\" data-name=\"your-position\"><input size=\"40\" maxlength=\"400\" class=\"wpcf7-form-control wpcf7-text wpcf7-validates-as-required\" aria-required=\"true\" aria-invalid=\"false\" placeholder=\"Job Title\" value=\"\" type=\"text\" name=\"your-position\" \/><\/span> <\/label>\n<label> <span class=\"wpcf7-form-control-wrap\" data-name=\"your-message\"><textarea cols=\"40\" rows=\"10\" maxlength=\"2000\" class=\"wpcf7-form-control wpcf7-textarea\" aria-invalid=\"false\" placeholder=\"Message\" name=\"your-message\"><\/textarea><\/span>  <\/label>\n\n<div class=\"form-selection\">\n  <p>What would you like to discuss with us?<\/p>\n<span class=\"wpcf7-form-control-wrap\" data-name=\"service_choices_solutions\"><span class=\"wpcf7-form-control wpcf7-checkbox wpcf7-validates-as-required\"><span class=\"wpcf7-list-item first\"><input type=\"checkbox\" name=\"service_choices_solutions[]\" value=\"Life &amp; Health Actuarial\" \/><span class=\"wpcf7-list-item-label\">Life &amp; Health Actuarial<\/span><\/span><span class=\"wpcf7-list-item last\"><input type=\"checkbox\" name=\"service_choices_solutions[]\" value=\"Other\" \/><span class=\"wpcf7-list-item-label\">Other<\/span><\/span><\/span><\/span>\n  \n<\/div>\n<span id=\"wpcf7-69efaba834d26-wrapper\" class=\"wpcf7-form-control-wrap website-329-wrap\" ><input type=\"hidden\" name=\"website-329-time-start\" value=\"1777314728\"><input type=\"hidden\" name=\"website-329-time-check\" value=\"4\"><label for=\"wpcf7-69efaba834d26-field\" class=\"hp-message\">Please leave this field empty.<\/label><input id=\"wpcf7-69efaba834d26-field\"  placeholder=\"Add comment\"  class=\"wpcf7-form-control wpcf7-text\" type=\"text\" name=\"website-329\" value=\"\" size=\"40\" tabindex=\"-1\" autocomplete=\"off\" \/><\/span>\n<div class=\"button-left\"><button type=\"submit\" class=\"salmon-button has-spinner\" id=\"submitbutton\">Submit<\/button><\/div><div class=\"wpcf7-response-output\" aria-hidden=\"true\"><\/div>\n<\/form>\n<\/div>\n                <\/div>\n                <div class=\"modal-footer\">\n                    <button type=\"button\" class=\"seablue-button button\" data-dismiss=\"modal\">Close<\/button>\n                <\/div>\n            <\/div>\n        <\/div>\n    <\/div><!-- end of Hero Form modal -->\n\n        <section class=\"solutions-module-one\">\n        \n                \n        <div class=\"text-columns-section\">\n                                    \n                    <div class=\"module-one-text-left\"><p><span class=\"TextRun SCXW215506454 BCX0\" lang=\"EN-US\" xml:lang=\"EN-US\" data-contrast=\"auto\"><span class=\"NormalTextRun SCXW215506454 BCX0\">W<\/span><span class=\"NormalTextRun SCXW215506454 BCX0\">e help<\/span><span class=\"NormalTextRun SCXW215506454 BCX0\"> valu<\/span><span class=\"NormalTextRun SCXW215506454 BCX0\">e <\/span><span class=\"NormalTextRun SCXW215506454 BCX0\">renewal commission streams for agents, insurance companies, banks, and other investors. <\/span><span class=\"NormalTextRun SCXW215506454 BCX0\">This service can <\/span><span class=\"NormalTextRun SCXW215506454 BCX0\">be provided for almost any product line in the life and health industry<\/span><span class=\"NormalTextRun SCXW215506454 BCX0\">,<\/span><span class=\"NormalTextRun SCXW215506454 BCX0\"> such as seni<\/span><span class=\"NormalTextRun SCXW215506454 BCX0\">or market, supplement health, and <\/span><span class=\"NormalTextRun SCXW215506454 BCX0\">life insurance.<\/span><\/span><span class=\"EOP SCXW215506454 BCX0\" data-ccp-props=\"{}\">\u00a0<\/span><\/p>\n<\/div>\n\n                                            \n                    <div class=\"column\">\n                   <p><b><span data-contrast=\"auto\">How Do We Address Client Needs?<\/span><\/b><span data-ccp-props=\"{}\">\u00a0<\/span><\/p>\n<ul>\n<li data-leveltext=\"\uf0b7\" data-font=\"Symbol\" data-listid=\"36\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;\uf0b7&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" aria-setsize=\"-1\" data-aria-posinset=\"1\" data-aria-level=\"1\"><span data-contrast=\"auto\">We determine value for companies that purchase blocks for investment purposes.<\/span><span data-ccp-props=\"{}\">\u00a0<\/span><\/li>\n<\/ul>\n<ul>\n<li data-leveltext=\"\uf0b7\" data-font=\"Symbol\" data-listid=\"36\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;\uf0b7&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" aria-setsize=\"-1\" data-aria-posinset=\"2\" data-aria-level=\"1\"><span data-contrast=\"auto\">We provide seriatim monthly or annual projections.<\/span><span data-ccp-props=\"{}\">\u00a0<\/span><\/li>\n<\/ul>\n<ul>\n<li data-leveltext=\"\uf0b7\" data-font=\"Symbol\" data-listid=\"36\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;\uf0b7&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" aria-setsize=\"-1\" data-aria-posinset=\"3\" data-aria-level=\"1\"><span data-contrast=\"auto\">We develop independent certifications for investors, banks, or creditors.<\/span><span data-ccp-props=\"{}\">\u00a0<\/span><\/li>\n<\/ul>\n<ul>\n<li data-leveltext=\"\uf0b7\" data-font=\"Symbol\" data-listid=\"36\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;\uf0b7&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" aria-setsize=\"-1\" data-aria-posinset=\"4\" data-aria-level=\"1\"><span data-contrast=\"auto\">We assist agents with valuations needed to obtain credit from banks or to sell renewals entirely.<\/span><span data-ccp-props=\"{}\">\u00a0<\/span><\/li>\n<\/ul>\n<ul>\n<li data-leveltext=\"\uf0b7\" data-font=\"Symbol\" data-listid=\"36\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;\uf0b7&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" aria-setsize=\"-1\" data-aria-posinset=\"5\" data-aria-level=\"1\"><span data-contrast=\"auto\">We assemble formal reports and detailed documentation or experience studies for larger block valuation projects.<\/span><span data-ccp-props=\"{}\">\u00a0<\/span><\/li>\n<\/ul>\n                   <\/div>\n\n                                            <\/div>\n\n    <\/section>\n    \n    \n\n        <section class=\"module-three-accordion-section\">\n        \n        <div class=\"mod-three-container\">\n\n            <div class=\"mod-three-left\" style=\"background-image: url('  https:\/\/davies-group.com\/northamerica\/wp-content\/uploads\/2024\/08\/shutterstock_1272462163-1-scaled-1.jpg') \">\n                <!-- Background image container -->\n            <\/div>\n\n\n            <div class=\"mod-three-right\">\n                                    <h3>Our Services<\/h3>\n                \n                <div class=\"accordions\">\n\n                                            <div class=\"single-accordion\">\n                            <div class=\"accordion-button\">\n                                                                    <h4>Commission Valuations <\/h4>\n                                                            <\/div>\n\n                            <div class=\"accordion-content panel\">\n                                                                    <p><span class=\"TextRun SCXW39654353 BCX0\" lang=\"EN-US\" xml:lang=\"EN-US\" data-contrast=\"auto\"><span class=\"NormalTextRun SCXW39654353 BCX0\">We support agents, insurance companies, banks, and investors in making sense of the financial value of renewal commission streams. Davies works directly with product lines in the life and health market. Our specialists <\/span><span class=\"NormalTextRun SCXW39654353 BCX0\">determine<\/span><span class=\"NormalTextRun SCXW39654353 BCX0\"> the value of <\/span><span class=\"NormalTextRun SCXW39654353 BCX0\">purchasing<\/span><span class=\"NormalTextRun SCXW39654353 BCX0\"> blocks for investment purposes, deliver valuations for obtaining bank credit, and assemble formal reports and experience studies.<\/span><\/span><span class=\"EOP SCXW39654353 BCX0\" data-ccp-props=\"{&quot;335559685&quot;:0}\">\u00a0<\/span><\/p>\n                                                            <\/div>\n                        <\/div>\n\n                                            <div class=\"single-accordion\">\n                            <div class=\"accordion-button\">\n                                                                    <h4>Reinsurance Support <\/h4>\n                                                            <\/div>\n\n                            <div class=\"accordion-content panel\">\n                                                                    <p><span class=\"TextRun SCXW155653919 BCX0\" lang=\"EN-US\" xml:lang=\"EN-US\" data-contrast=\"auto\"><span class=\"NormalTextRun SCXW155653919 BCX0\">We deliver <\/span><span class=\"NormalTextRun SCXW155653919 BCX0\">services outside the traditional range of actuarial solutions, such as <\/span><span class=\"NormalTextRun SCXW155653919 BCX0\">reinsurance modeling, coinsurance, <\/span><span class=\"NormalTextRun SCXW155653919 BCX0\">modified<\/span><span class=\"NormalTextRun SCXW155653919 BCX0\"> coinsurance, yearly renewable term (YRT) analysis, and support for selecting reinsurance.<\/span><span class=\"NormalTextRun SCXW155653919 BCX0\"> Our end goal for clients is to ensure reinsurance offerings <\/span><span class=\"NormalTextRun SCXW155653919 BCX0\">provide <\/span><span class=\"NormalTextRun SCXW155653919 BCX0\">equitable<\/span><span class=\"NormalTextRun SCXW155653919 BCX0\"> terms. We meet this goal by <\/span><span class=\"NormalTextRun SCXW155653919 BCX0\">assisting<\/span><span class=\"NormalTextRun SCXW155653919 BCX0\"> with early-stage product design, pricing, and underwriting protocols and analyzing reinsurance proposals.<\/span><\/span><span class=\"EOP SCXW155653919 BCX0\" data-ccp-props=\"{&quot;335559685&quot;:0,&quot;335559991&quot;:0}\">\u00a0<\/span><\/p>\n                                                            <\/div>\n                        <\/div>\n\n                                            <div class=\"single-accordion\">\n                            <div class=\"accordion-button\">\n                                                                    <h4>Captive Support <\/h4>\n                                                            <\/div>\n\n                            <div class=\"accordion-content panel\">\n                                                                    <p><span data-contrast=\"auto\">We have extensive experience in alternative risk transfer methods, creating and managing over 200 mechanisms such as captives, risk retention groups, self-insurance funds, and workers&#8217; compensation trusts across various jurisdictions. Our feasibility studies involve projecting claims costs and comparing them with benchmark rates, and we offer recommendations for excess insurance and reinsurance structures.<\/span><span data-ccp-props=\"{}\">\u00a0<\/span><\/p>\n<p><span data-contrast=\"auto\">Furthermore, we provide ongoing consulting services, including loss cost studies, rate development, financial projections, risk management, and underwriting. Our regulatory experience with captive insurance allows us to bring valuable knowledge to our work with captive formation and management, and we have assisted various state insurance departments with captive and RRG insurance applications and examinations.<\/span><span data-ccp-props=\"{}\">\u00a0<\/span><\/p>\n                                                            <\/div>\n                        <\/div>\n\n                    \n                <\/div>\n            <\/div>\n\n        <\/div>\n\n    <\/section>\n    \n        <section class=\"module-four-our-services\">\n            <div class=\"mod-four-container\">\n                    <h3>Our Services<\/h3>\n        \n\n                                <div class=\"service-boxes\">\n            \n                        <a href=\"https:\/\/davies-group.com\/northamerica\/insurance-services\/actuarial-solutions\/life-health-product-lines\/\" target=\"_blank\">\n                            <div class=\"service-box\"  >\n                                                                    <h4>Product Lines<\/h4>\n                                                            <\/div>\n                        <\/a>\n\n            \n                        <a href=\"https:\/\/davies-group.com\/northamerica\/insurance-services\/actuarial-solutions\/life-health-valuation-financial-reporting-actuarial-modeling\/\" target=\"_blank\">\n                            <div class=\"service-box\"  >\n                                                                    <h4>Valuation, Financial Reporting &#038; Appointed  Actuary<\/h4>\n                                                            <\/div>\n                        <\/a>\n\n            \n                        <a href=\"https:\/\/davies-group.com\/northamerica\/insurance-services\/actuarial-solutions\/life-health-experience-analysis-rate-increases\/\" target=\"_blank\">\n                            <div class=\"service-box\"  >\n                                                                    <h4>Experience Analysis &#038; Rate Increases<\/h4>\n                                                            <\/div>\n                        <\/a>\n\n            \n                        <a href=\"https:\/\/davies-group.com\/northamerica\/insurance-services\/actuarial-solutions\/life-health-other-services\/\" target=\"_blank\">\n                            <div class=\"service-box\"  >\n                                                                    <h4>Other Services<\/h4>\n                                                            <\/div>\n                        <\/a>\n\n            \n                        <a href=\"https:\/\/davies-group.com\/northamerica\/insurance-services\/actuarial-solutions\/life-health-self-insured-major-medical-insurance\/\" target=\"_blank\">\n                            <div class=\"service-box\"  >\n                                                                    <h4>Self-Insured Major-Medical Insurance<\/h4>\n                                                            <\/div>\n                        <\/a>\n\n            \n                        <a href=\"https:\/\/davies-group.com\/northamerica\/insurance-services\/actuarial-solutions\/life-health-other-health\/\" target=\"_blank\">\n                            <div class=\"service-box\"  >\n                                                                    <h4>Other Health<\/h4>\n                                                            <\/div>\n                        <\/a>\n\n            \n                        <a href=\"https:\/\/davies-group.com\/northamerica\/insurance-services\/actuarial-solutions\/life-health-pricing-product-development-compliance\/\" target=\"_blank\">\n                            <div class=\"service-box\"  >\n                                                                    <h4>Pricing, Product Development &#038; Compliance\u00a0\u00a0<\/h4>\n                                                            <\/div>\n                        <\/a>\n\n                            <\/div>\n            \n    <\/div>\n    <\/section>\n    \n\n        <section class=\"module-five-meet-the-team\">\n\n                    <div class=\"team-bg\">\n                <section class=\"team-section-acquisitions\">\n                    <div class=\"team-container\">\n                                                <h3 class=\"meet-team-title\">Key Contacts<\/h3>\n                        <div class=\"teamslider-solutions\">\n                                                            <div>\n                                    <div class=\"team-slide\">\n                                        <span class=\"team-photo\" style=\"background-image: url('https:\/\/davies-group.com\/northamerica\/wp-content\/uploads\/2022\/08\/Ben-Cohen.png'); \"><\/span>\n\n                                        <div class=\"team-icons\">\n\n                                            \n                                                                                            <a class=\"email-address\" href=\"mailto:Ben.Cohen@us.davies-group.com \">\n                                                    <img decoding=\"async\" src=\"\/northamerica\/wp-content\/themes\/daviesgroup-na\/assets\/images\/email-icon.png\" alt=\"email icon\">\n                                                <\/a>\n                                            \n                                        <\/div>\n\n                                        <h2 class=\"team-name\">Ben Cohen<\/h2>\n                                        <h2 class=\"job-title\">Head of L&#038;H Actuarial Solutions<\/h2>\n\n                                    <\/div>\n                                <\/div>\n                                                    <\/div>\n\n                    <\/div>\n                <\/section><!-- end team section -->\n            <\/div> <!-- end team-bg -->\n        \n    <\/section>\n    \n\n    <!--latest insights - blog\/case study section -->\n        <section class=\"module-six-latest-insights\">\n\n                    <h3>Latest Insights<\/h3>\n        \n    \n    <ul class=\"posts-container\">\n                    \n                                <li class=\"post-card\"  style=\"background-image: linear-gradient(180deg, rgba(255,255,255,0), #114b5f), url(https:\/\/davies-group.com\/northamerica\/wp-content\/uploads\/2022\/06\/Our-Staffing-Model-1.png);\" >\n                    <a class=\"display-block\" href=\"https:\/\/davies-group.com\/northamerica\/case-study\/our-staffing-model-brings-dedicated-caseload-team-to-tennessee-and-kentucky-generating-over-1000-claims\/\">\n                        <div class=\"post-permalink\">\n\n                                                            CASE STUDY <br>\n                            \n                        <\/div>\n                        <div class=\"post-title-box\">\n                            <h3 class=\"post-title\">\n                                Our Staffing Model Brings Dedicated Caseload Team to Tennessee and Kentucky Generating Over 1,000 claims                            <\/h3>\n                            <p>Learn more ><\/p>\n                        <\/div>\n                    <\/a>\n                <\/li>\n                    \n                    \n                                <li class=\"post-card\"  style=\"background-image: linear-gradient(180deg, rgba(255,255,255,0), #114b5f), url(https:\/\/davies-group.com\/northamerica\/wp-content\/uploads\/2021\/10\/Digital-Innovation-Blog-Images@2x.jpeg);\" >\n                    <a class=\"display-block\" href=\"https:\/\/davies-group.com\/northamerica\/technology\/digital-innovation\/blog\/do-you-have-a-human-intelligence-strategy\/\">\n                        <div class=\"post-permalink\">\n\n                                                            BLOG <br>\n                            \n                                                    <\/div>\n\n                        <div class=\"post-title-box\">\n                            <h3 class=\"post-title\">\n                                Do you have a human intelligence strategy?                            <\/h3>\n                            <p>Learn more ><\/p>\n                        <\/div>\n                    <\/a>\n                <\/li>\n            \n                                <li class=\"post-card\"  style=\"background-image: linear-gradient(180deg, rgba(255,255,255,0), #114b5f), url(https:\/\/davies-group.com\/northamerica\/wp-content\/uploads\/2021\/10\/Davies-reveals-how-COVID-19-has-changed-uptake-and-demand-for-virtual-adjusting-technology@2x-1.jpg);\" >\n                    <a class=\"display-block\" href=\"https:\/\/davies-group.com\/northamerica\/technology\/claims-management\/blog\/davies-reveals-how-covid-19-has-changed-uptake-and-demand-for-virtual-adjusting-technology\/\">\n                        <div class=\"post-permalink\">\n\n                                                            BLOG <br>\n                            \n                                                    <\/div>\n\n                        <div class=\"post-title-box\">\n                            <h3 class=\"post-title\">\n                                Davies reveals how COVID-19 has changed uptake and demand for virtual adjusting technology                            <\/h3>\n                            <p>Learn more ><\/p>\n                        <\/div>\n                    <\/a>\n                <\/li>\n            \n                                <li class=\"post-card\"  style=\"background-image: linear-gradient(180deg, rgba(255,255,255,0), #114b5f), url(https:\/\/davies-group.com\/northamerica\/wp-content\/uploads\/2021\/10\/Eight-VoC-pitfalls-that-could-undermine-all-your-good-intentions-for-CX-improvement@2x.jpg);\" >\n                    <a class=\"display-block\" href=\"https:\/\/davies-group.com\/northamerica\/technology\/customer-experience\/blog\/voice-of-the-customer-pitfalls\/\">\n                        <div class=\"post-permalink\">\n\n                                                            BLOG <br>\n                            \n                                                    <\/div>\n\n                        <div class=\"post-title-box\">\n                            <h3 class=\"post-title\">\n                                Eight \u2018Voice of the Customer\u2019 pitfalls that could undermine all your good intentions for CX improvement                            <\/h3>\n                            <p>Learn more ><\/p>\n                        <\/div>\n                    <\/a>\n                <\/li>\n                        \n        <\/ul>\n\n    <\/section>\n\n    \n\n        <section id=\"free-consultation\" class=\"module-seven-form\">\n        <div class=\"form-container\">\n                <div class=\"left-form\">\n                    Discover Davies\n                <\/div>\n\n                <div class=\"right-form\">\n                    <button type=\"button\" class=\"seablue-button button\" data-toggle=\"modal\" data-target=\"#freeconsultation-footer\">Contact Us                    <\/button>\n\n                    \n\n                <\/div>\n        <\/div>\n\n        <!-- Free Consultation Modal -->\n        <div class=\"modal fade\" id=\"freeconsultation-footer\" tabindex=\"-1\" role=\"dialog\" aria-labelledby=\"freeconsultation-footer\" aria-hidden=\"true\">\n            <div class=\"modal-dialog modal-dialog-centered\" role=\"document\">\n                <div class=\"modal-content mt-2 rounded-lg\">\n                    <div class=\"modal-header\">\n                        <h5 class=\"modal-title\">Contact Us<\/h5>\n                        <button type=\"button\" class=\"close\" data-dismiss=\"modal\" aria-label=\"Close\">\n                            <span aria-hidden=\"true\">&times;<\/span>\n                        <\/button>\n                    <\/div>\n                    <div class=\"modal-body\">\n                                                Please complete the form below to connect with a team member                        \n<div class=\"wpcf7 no-js\" id=\"wpcf7-f20431-o2\" lang=\"en-US\" dir=\"ltr\" data-wpcf7-id=\"20431\">\n<div class=\"screen-reader-response\"><p role=\"status\" aria-live=\"polite\" aria-atomic=\"true\"><\/p> <ul><\/ul><\/div>\n<form action=\"\/northamerica\/wp-json\/wp\/v2\/insurance-services\/29388#wpcf7-f20431-o2\" method=\"post\" class=\"wpcf7-form init\" id=\"contactus-lifehealthactuarial\" aria-label=\"Contact form\" novalidate=\"novalidate\" data-status=\"init\">\n<fieldset class=\"hidden-fields-container\"><input type=\"hidden\" name=\"_wpcf7\" value=\"20431\" \/><input type=\"hidden\" name=\"_wpcf7_version\" value=\"6.1.1\" \/><input type=\"hidden\" name=\"_wpcf7_locale\" value=\"en_US\" \/><input type=\"hidden\" name=\"_wpcf7_unit_tag\" value=\"wpcf7-f20431-o2\" \/><input type=\"hidden\" name=\"_wpcf7_container_post\" value=\"0\" \/><input type=\"hidden\" name=\"_wpcf7_posted_data_hash\" value=\"\" \/><input type=\"hidden\" name=\"_wpcf7_recaptcha_response\" value=\"\" \/>\n<\/fieldset>\n<input class=\"wpcf7-form-control wpcf7-hidden\" value=\"Ben.Cohen@us.davies-group.com\" type=\"hidden\" name=\"destination-email\" \/>\n<input class=\"wpcf7-form-control wpcf7-hidden\" value=\"contactus-life&amp;healthactuarial\" type=\"hidden\" name=\"html_id\" \/>\n\n<label> <span class=\"wpcf7-form-control-wrap\" data-name=\"full-name\"><input size=\"40\" maxlength=\"400\" class=\"wpcf7-form-control wpcf7-text wpcf7-validates-as-required\" aria-required=\"true\" aria-invalid=\"false\" placeholder=\"Full Name\" value=\"\" type=\"text\" name=\"full-name\" \/><\/span> <\/label>\n<label> <span class=\"wpcf7-form-control-wrap\" data-name=\"your-company\"><input size=\"40\" maxlength=\"400\" class=\"wpcf7-form-control wpcf7-text wpcf7-validates-as-required\" aria-required=\"true\" aria-invalid=\"false\" placeholder=\"Company\" value=\"\" type=\"text\" name=\"your-company\" \/><\/span> <\/label>\n<label> <span class=\"wpcf7-form-control-wrap\" data-name=\"your-email\"><input size=\"40\" maxlength=\"400\" class=\"wpcf7-form-control wpcf7-email wpcf7-validates-as-required wpcf7-text wpcf7-validates-as-email\" aria-required=\"true\" aria-invalid=\"false\" placeholder=\"Email\" value=\"\" type=\"email\" name=\"your-email\" \/><\/span> <\/label>\n<label> <span class=\"wpcf7-form-control-wrap\" data-name=\"your-telephone\"><input size=\"40\" maxlength=\"400\" class=\"wpcf7-form-control wpcf7-tel wpcf7-text wpcf7-validates-as-tel\" aria-invalid=\"false\" placeholder=\"Phone\" value=\"\" type=\"tel\" name=\"your-telephone\" \/><\/span> <\/label>\n<label> <span class=\"wpcf7-form-control-wrap\" data-name=\"your-position\"><input size=\"40\" maxlength=\"400\" class=\"wpcf7-form-control wpcf7-text wpcf7-validates-as-required\" aria-required=\"true\" aria-invalid=\"false\" placeholder=\"Job Title\" value=\"\" type=\"text\" name=\"your-position\" \/><\/span> <\/label>\n<label> <span class=\"wpcf7-form-control-wrap\" data-name=\"your-message\"><textarea cols=\"40\" rows=\"10\" maxlength=\"2000\" class=\"wpcf7-form-control wpcf7-textarea\" aria-invalid=\"false\" placeholder=\"Message\" name=\"your-message\"><\/textarea><\/span>  <\/label>\n\n<div class=\"form-selection\">\n  <p>What would you like to discuss with us?<\/p>\n\n  <span class=\"wpcf7-form-control-wrap\" data-name=\"service_choices_footer_solutions\"><span class=\"wpcf7-form-control wpcf7-checkbox wpcf7-validates-as-required\"><span class=\"wpcf7-list-item first\"><input type=\"checkbox\" name=\"service_choices_footer_solutions[]\" value=\"Life &amp; Health Actuarial\" \/><span class=\"wpcf7-list-item-label\">Life &amp; Health Actuarial<\/span><\/span><span class=\"wpcf7-list-item last\"><input type=\"checkbox\" name=\"service_choices_footer_solutions[]\" value=\"Other\" \/><span class=\"wpcf7-list-item-label\">Other<\/span><\/span><\/span><\/span>\n  \n<\/div>\n<span id=\"wpcf7-69efaba848b0e-wrapper\" class=\"wpcf7-form-control-wrap website-359-wrap\" ><input type=\"hidden\" name=\"website-359-time-start\" value=\"1777314728\"><input type=\"hidden\" name=\"website-359-time-check\" value=\"4\"><label for=\"wpcf7-69efaba848b0e-field\" class=\"hp-message\">Please leave this field empty.<\/label><input id=\"wpcf7-69efaba848b0e-field\"  placeholder=\"Add comment\"  class=\"wpcf7-form-control wpcf7-text\" type=\"text\" name=\"website-359\" value=\"\" size=\"40\" tabindex=\"-1\" autocomplete=\"off\" \/><\/span>\n<div class=\"button-left\"><button type=\"submit\" class=\"salmon-button has-spinner\" id=\"submitbutton\">Submit<\/button><\/div><div class=\"wpcf7-response-output\" aria-hidden=\"true\"><\/div>\n<\/form>\n<\/div>\n                    <\/div>\n                    <div class=\"modal-footer\">\n                        <button type=\"button\" class=\"seablue-button button\" data-dismiss=\"modal\">Close<\/button>\n                    <\/div>\n                <\/div>\n            <\/div>\n        <\/div><!-- end of Free Consultation modal -->\n\n        <!-- Free Brochure Modal -->\n        <div class=\"modal fade\" id=\"freebrochurecard\" tabindex=\"-1\" role=\"dialog\" aria-labelledby=\"freebrochurecard\" aria-hidden=\"true\">\n            <div class=\"modal-dialog modal-dialog-centered\" role=\"document\">\n                <div class=\"modal-content mt-2 rounded-lg\">\n                    <div class=\"modal-header\">\n                        <h5 class=\"modal-title\"><\/h5>\n                        <button type=\"button\" class=\"close\" data-dismiss=\"modal\" aria-label=\"Close\">\n                            <span aria-hidden=\"true\">&times;<\/span>\n                        <\/button>\n                    <\/div>\n                    <div class=\"modal-body link-to-brochure-card\">\n                       \n                        \n<div class=\"wpcf7 no-js\" id=\"wpcf7-f483-o3\" lang=\"en-US\" dir=\"ltr\" data-wpcf7-id=\"483\">\n<div class=\"screen-reader-response\"><p role=\"status\" aria-live=\"polite\" aria-atomic=\"true\"><\/p> <ul><\/ul><\/div>\n<form action=\"\/northamerica\/wp-json\/wp\/v2\/insurance-services\/29388#wpcf7-f483-o3\" method=\"post\" class=\"wpcf7-form init\" aria-label=\"Contact form\" novalidate=\"novalidate\" data-status=\"init\">\n<fieldset class=\"hidden-fields-container\"><input type=\"hidden\" name=\"_wpcf7\" value=\"483\" \/><input type=\"hidden\" name=\"_wpcf7_version\" value=\"6.1.1\" \/><input type=\"hidden\" name=\"_wpcf7_locale\" value=\"en_US\" \/><input type=\"hidden\" name=\"_wpcf7_unit_tag\" value=\"wpcf7-f483-o3\" \/><input type=\"hidden\" name=\"_wpcf7_container_post\" value=\"0\" \/><input type=\"hidden\" name=\"_wpcf7_posted_data_hash\" value=\"\" \/><input type=\"hidden\" name=\"_wpcf7_recaptcha_response\" value=\"\" \/>\n<\/fieldset>\n<input class=\"wpcf7-form-control wpcf7-hidden\" value=\"\" type=\"hidden\" name=\"destination-email\" \/>\n<input class=\"wpcf7-form-control wpcf7-hidden\" value=\"\" type=\"hidden\" name=\"html_id\" \/>\n<input class=\"wpcf7-form-control wpcf7-hidden\" value=\"\" type=\"hidden\" name=\"attachment_url\" \/>\n<label> <span class=\"wpcf7-form-control-wrap\" data-name=\"full-name\"><input size=\"40\" maxlength=\"400\" class=\"wpcf7-form-control wpcf7-text wpcf7-validates-as-required\" aria-required=\"true\" aria-invalid=\"false\" placeholder=\"Full Name\" value=\"\" type=\"text\" name=\"full-name\" \/><\/span> <\/label>\n<label> <span class=\"wpcf7-form-control-wrap\" data-name=\"your-company\"><input size=\"40\" maxlength=\"400\" class=\"wpcf7-form-control wpcf7-text wpcf7-validates-as-required\" aria-required=\"true\" aria-invalid=\"false\" placeholder=\"Company\" value=\"\" type=\"text\" name=\"your-company\" \/><\/span> <\/label>\n<label> <span class=\"wpcf7-form-control-wrap\" data-name=\"your-email\"><input size=\"40\" maxlength=\"400\" class=\"wpcf7-form-control wpcf7-email wpcf7-validates-as-required wpcf7-text wpcf7-validates-as-email\" aria-required=\"true\" aria-invalid=\"false\" placeholder=\"Email\" value=\"\" type=\"email\" name=\"your-email\" \/><\/span> <\/label>\n<label> <span class=\"wpcf7-form-control-wrap\" data-name=\"your-telephone\"><input size=\"40\" maxlength=\"400\" class=\"wpcf7-form-control wpcf7-tel wpcf7-text wpcf7-validates-as-tel\" aria-invalid=\"false\" placeholder=\"Phone\" value=\"\" type=\"tel\" name=\"your-telephone\" \/><\/span> <\/label>\n<label> <span class=\"wpcf7-form-control-wrap\" data-name=\"your-position\"><input size=\"40\" maxlength=\"400\" class=\"wpcf7-form-control wpcf7-text wpcf7-validates-as-required\" aria-required=\"true\" aria-invalid=\"false\" placeholder=\"Job Title\" value=\"\" type=\"text\" name=\"your-position\" \/><\/span> <\/label>\n<span id=\"wpcf7-69efaba84af4b-wrapper\" class=\"wpcf7-form-control-wrap website-433-wrap\" ><input type=\"hidden\" name=\"website-433-time-start\" value=\"1777314728\"><input type=\"hidden\" name=\"website-433-time-check\" value=\"4\"><label for=\"wpcf7-69efaba84af4b-field\" class=\"hp-message\">Please leave this field empty.<\/label><input id=\"wpcf7-69efaba84af4b-field\"  placeholder=\"Add comment\"  class=\"wpcf7-form-control wpcf7-text\" type=\"text\" name=\"website-433\" value=\"\" size=\"40\" tabindex=\"-1\" autocomplete=\"off\" \/><\/span>\n<div class=\"button-left\"><button type=\"submit\" class=\"salmon-button\" id=\"submitbutton\">Submit<\/button><\/div><div class=\"wpcf7-response-output\" aria-hidden=\"true\"><\/div>\n<\/form>\n<\/div>\n\n\n                    <\/div>\n                    <div class=\"modal-footer\">\n                        <button type=\"button\" class=\"seablue-button button\" data-dismiss=\"modal\">Close<\/button>\n\n                    <\/div>\n                <\/div>\n            <\/div>\n        <\/div>\n        <!-- end of Free Brochure modal -->\n\n        <!-- Free Brochure Confirmation Download -->\n        <div id=\"confirmation-link-to-brochure-card\" class=\"confirmation1\" style=\"display:none;\">\n            <a class=\"min-button\" data-toggle=\"collapse\" href=\"#link-to-brochure-card\" role=\"button\" aria-expanded=\"false\" aria-controls=\"collapseExample\">\n                <i class=\"far fa-minus-circle\"><\/i>\n            <\/a>\n            <h5>Your Download<\/h5>\n            <div class=\"collapse show\" id=\"link-to-brochure-card\">\n                <div class=\"card card-body\">\n                    <p>Thank you for submitting your details.<\/p>\n                    <p>You can download the brochure by clicking the button below.<\/p>\n                    <a href=\"\" download class=\"seablue-button btn btn-outline-primary icon file-download right\" >Download<\/a>\n                <\/div>\n            <\/div>\n        <\/div>\n        <!-- end of free brochure download confirmation -->\n\n    <\/section>\n        \n\n\n<\/div>\n","protected":false},"featured_media":0,"parent":20013,"menu_order":0,"template":"templates\/solutions-template.php","meta":{"_acf_changed":true},"insurance-services-categories":[],"class_list":["post-29388","insurance-services","type-insurance-services","status-publish","hentry"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v25.8 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>L&amp;H Actuarial Commissions &amp; Valuations - Davies North America<\/title>\n<meta name=\"description\" content=\"Delivering life and health actuarial services with domain expertise for senior, supplemental health, and life insurance markets.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/davies-group.com\/northamerica\/insurance-services\/actuarial-solutions\/life-health-commissions-valuations\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"L&amp;H Actuarial Commissions &amp; Valuations - Davies North America\" \/>\n<meta property=\"og:description\" content=\"Delivering life and health actuarial services with domain expertise for senior, supplemental health, and life insurance markets.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/davies-group.com\/northamerica\/insurance-services\/actuarial-solutions\/life-health-commissions-valuations\/\" \/>\n<meta property=\"og:site_name\" content=\"Davies North America\" \/>\n<meta property=\"article:modified_time\" content=\"2024-12-11T19:27:00+00:00\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\/\/davies-group.com\/northamerica\/insurance-services\/actuarial-solutions\/life-health-commissions-valuations\/\",\"url\":\"https:\/\/davies-group.com\/northamerica\/insurance-services\/actuarial-solutions\/life-health-commissions-valuations\/\",\"name\":\"L&H Actuarial Commissions & Valuations - Davies North America\",\"isPartOf\":{\"@id\":\"https:\/\/davies-group.com\/northamerica\/#website\"},\"datePublished\":\"2024-12-10T15:11:07+00:00\",\"dateModified\":\"2024-12-11T19:27:00+00:00\",\"description\":\"Delivering life and health actuarial services with domain expertise for senior, supplemental health, and life insurance markets.\",\"breadcrumb\":{\"@id\":\"https:\/\/davies-group.com\/northamerica\/insurance-services\/actuarial-solutions\/life-health-commissions-valuations\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/davies-group.com\/northamerica\/insurance-services\/actuarial-solutions\/life-health-commissions-valuations\/\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/davies-group.com\/northamerica\/insurance-services\/actuarial-solutions\/life-health-commissions-valuations\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/davies-group.com\/northamerica\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Life &amp; Health Actuarial\",\"item\":\"https:\/\/davies-group.com\/northamerica\/insurance-services\/actuarial-solutions\/life-health-2\/\"},{\"@type\":\"ListItem\",\"position\":3,\"name\":\"L&#038;H Actuarial Commissions &#038; Valuations\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/davies-group.com\/northamerica\/#website\",\"url\":\"https:\/\/davies-group.com\/northamerica\/\",\"name\":\"Davies Group US\",\"description\":\"Powering innovation for insurance &amp; highly regulated markets worldwide\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/davies-group.com\/northamerica\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"L&H Actuarial Commissions & Valuations - Davies North America","description":"Delivering life and health actuarial services with domain expertise for senior, supplemental health, and life insurance markets.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/davies-group.com\/northamerica\/insurance-services\/actuarial-solutions\/life-health-commissions-valuations\/","og_locale":"en_US","og_type":"article","og_title":"L&H Actuarial Commissions & Valuations - Davies North America","og_description":"Delivering life and health actuarial services with domain expertise for senior, supplemental health, and life insurance markets.","og_url":"https:\/\/davies-group.com\/northamerica\/insurance-services\/actuarial-solutions\/life-health-commissions-valuations\/","og_site_name":"Davies North America","article_modified_time":"2024-12-11T19:27:00+00:00","twitter_card":"summary_large_image","schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"WebPage","@id":"https:\/\/davies-group.com\/northamerica\/insurance-services\/actuarial-solutions\/life-health-commissions-valuations\/","url":"https:\/\/davies-group.com\/northamerica\/insurance-services\/actuarial-solutions\/life-health-commissions-valuations\/","name":"L&H Actuarial Commissions & Valuations - Davies North America","isPartOf":{"@id":"https:\/\/davies-group.com\/northamerica\/#website"},"datePublished":"2024-12-10T15:11:07+00:00","dateModified":"2024-12-11T19:27:00+00:00","description":"Delivering life and health actuarial services with domain expertise for senior, supplemental health, and life insurance markets.","breadcrumb":{"@id":"https:\/\/davies-group.com\/northamerica\/insurance-services\/actuarial-solutions\/life-health-commissions-valuations\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/davies-group.com\/northamerica\/insurance-services\/actuarial-solutions\/life-health-commissions-valuations\/"]}]},{"@type":"BreadcrumbList","@id":"https:\/\/davies-group.com\/northamerica\/insurance-services\/actuarial-solutions\/life-health-commissions-valuations\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/davies-group.com\/northamerica\/"},{"@type":"ListItem","position":2,"name":"Life &amp; Health Actuarial","item":"https:\/\/davies-group.com\/northamerica\/insurance-services\/actuarial-solutions\/life-health-2\/"},{"@type":"ListItem","position":3,"name":"L&#038;H Actuarial Commissions &#038; Valuations"}]},{"@type":"WebSite","@id":"https:\/\/davies-group.com\/northamerica\/#website","url":"https:\/\/davies-group.com\/northamerica\/","name":"Davies Group US","description":"Powering innovation for insurance &amp; highly regulated markets worldwide","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/davies-group.com\/northamerica\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"}]}},"_links":{"self":[{"href":"https:\/\/davies-group.com\/northamerica\/wp-json\/wp\/v2\/insurance-services\/29388","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/davies-group.com\/northamerica\/wp-json\/wp\/v2\/insurance-services"}],"about":[{"href":"https:\/\/davies-group.com\/northamerica\/wp-json\/wp\/v2\/types\/insurance-services"}],"up":[{"embeddable":true,"href":"https:\/\/davies-group.com\/northamerica\/wp-json\/wp\/v2\/insurance-services\/20013"}],"wp:attachment":[{"href":"https:\/\/davies-group.com\/northamerica\/wp-json\/wp\/v2\/media?parent=29388"}],"wp:term":[{"taxonomy":"insurance-services-categories","embeddable":true,"href":"https:\/\/davies-group.com\/northamerica\/wp-json\/wp\/v2\/insurance-services-categories?post=29388"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}